:root{
  --lb-primary:#DA251C;          /* Logo RED */
  --lb-primary-dark:#A61B15;     /* Darker Red */
  --lb-accent:#f3b334;           /* Gold – ok */
  --lb-bg:#f5f7fb;
  --lb-text:#1b2330;
  --lb-success:#15a34a;

  --lb-dark:#494F65;             /* Logo dark blue grey */
}
    *{box-sizing:border-box;}
    body{
      font-family:'Inter',system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
      color:var(--lb-text);
      background-color:#ffffff;
      scroll-behavior:smooth;
    }
    a{text-decoration:none;}
    .topbar{
      background:var(--lb-primary-dark);
      color:#fff;
      font-size:13px;
      padding:5px 0;
    }
    .topbar i{margin-right:4px;}
    .topbar a{color:#fff;opacity:.9;}
    .topbar a:hover{opacity:1;}
    .navbar{
      background:#ffffff;
      box-shadow:0 2px 10px rgba(15,23,42,0.06);
    }
    .btn-apply-special {
  background: #DA251C !important;   /* Main logo red */
  border-color: #DA251C !important;
  color: #fff !important;
}

.btn-apply-special:hover {
  background: #A61B15 !important;   /* Darker red */
  border-color: #A61B15 !important;
}
    .navbar-brand{
      font-weight:700;
      letter-spacing:.08em;
      color:var(--lb-primary-dark);
      text-transform:uppercase;
      font-size:18px;
    }
    .navbar-brand span{
      display:block;
      font-size:11px;
      letter-spacing:.2em;
      color:#64748b;
    }
    .navbar-nav .nav-link{
      font-size:14px;
      font-weight:500;
      color:#0f172a;
      padding-right:1rem;
      padding-left:1rem;
    }
    .navbar-nav .nav-link:hover,
    .navbar-nav .nav-link:focus,
    .navbar-nav .nav-link.active{
      color:var(--lb-primary);
    }
    .btn-lb-primary{
      background:var(--lb-primary);
      border-color:var(--lb-primary);
      color:#fff;
      font-weight:600;
      border-radius:999px;
      padding:.5rem 1.4rem;
      font-size:14px;
    }
    .btn-lb-primary:hover{
      background:var(--lb-primary-dark);
      border-color:var(--lb-primary-dark);
      color:#fff;
    }
    .btn-lb-outline{
      border-radius:999px;
      border:1px solid #d4d7e2;
      font-size:14px;
      font-weight:500;
      color:#0f172a;
      padding:.5rem 1.2rem;
      background:#fff;
    }
    .btn-lb-outline:hover{
      border-color:var(--lb-primary);
      color:var(--lb-primary);
    }
    
    .hero-btn-primary {
  background: #DA251C !important;   /* Main logo red */
  border: 2px solid #DA251C !important;
  color: #fff !important;
  font-weight: 600;
  border-radius: 14px;
  padding: 14px 20px;
}

.hero-btn-primary:hover {
  background: #A61B15 !important;   /* Darker red */
  border-color: #A61B15 !important;
}

.form-submit-btn {
    background: #DA251C !important;   /* Main red */
    border: 2px solid #DA251C !important;
    color: #fff !important;
    border-radius: 14px !important;
    padding: 14px 20px !important;
    font-weight: 600 !important;
}

.form-submit-btn:hover {
    background: #A61B15 !important;   /* Darker red */
    border-color: #A61B15 !important;
}

    /* HERO */
    .hero-section{
      padding-top:110px;
      padding-bottom:60px;
      background:
    radial-gradient(circle at top left, rgba(218,37,28,0.15), transparent 55%),
    radial-gradient(circle at top right, rgba(73,79,101,0.08), transparent 65%),
    var(--lb-bg);
}
    }
    .hero-badge{
      display:inline-flex;
      align-items:center;
      gap:.5rem;
      font-size:12px;
      padding:.3rem .75rem;
      border-radius:999px;
      background:rgba(15,23,42,0.06);
      color:#0f172a;
      margin-bottom:1rem;
    }
    .hero-badge i{
      color:var(--lb-accent);
      font-size:14px;
    }
    .hero-title{
      font-size:34px;
      font-weight:700;
      line-height:1.2;
      color:#020617;
      margin-bottom:0.75rem;
    }
    @media(min-width:992px){
      .hero-title{font-size:40px;}
    }
    .hero-subtitle{
      font-size:15px;
      color:#4b5563;
      max-width:520px;
      margin-bottom:1.2rem;
    }
    .hero-usps{
      display:grid;
      grid-template-columns:repeat(2,minmax(0,1fr));
      gap:.75rem;
      margin-bottom:1.25rem;
    }
    .hero-usps .usp-item{
      display:flex;
      align-items:flex-start;
      gap:.5rem;
      font-size:13px;
    }
    .hero-usps .usp-icon{
      width:22px;
      height:22px;
      border-radius:999px;
      display:flex;
      align-items:center;
      justify-content:center;
      background:#e0f2fe;
      color:var(--lb-primary);
      font-size:13px;
      flex-shrink:0;
    }
    .hero-cta{
      display:flex;
      flex-wrap:wrap;
      gap:.75rem;
      margin-bottom:1rem;
    }
    .hero-stats{
      display:flex;
      flex-wrap:wrap;
      gap:1.4rem;
      font-size:12px;
      color:#64748b;
    }
    .hero-stat-value{
      font-weight:700;
      font-size:17px;
      color:var(--lb-primary-dark);
    }

    .hero-card{
      position:relative;
      background:#fff;
      box-shadow:0 18px 45px rgba(15,23,42,0.12);
      border-radius:20px;
      padding:1.5rem;
      max-width:380px;
      margin:1.5rem auto 0;
      border:1px solid rgba(148,163,184,.3);
    }
    .hero-card-title{
      font-size:16px;
      font-weight:600;
      margin-bottom:.75rem;
    }
    .hero-card small{font-size:12px;color:#6b7280;}
    .form-label{
      font-size:12px;
      color:#475569;
      margin-bottom:3px;
    }
    .form-control,
    .form-select{
      font-size:13px;
      border-radius:10px;
      border:1px solid #cbd5e1;
      padding:.45rem .7rem;
    }
    .form-control:focus,
    .form-select:focus{
      box-shadow:0 0 0 .15rem rgba(37,99,235,.18);
      border-color:var(--lb-primary);
    }
    .helper-text{
      font-size:11px;
      color:#6b7280;
      margin-top:.25rem;
    }

    /* SECTION BASE */
    .section-pad{
      padding:60px 0;
    }
    .section-title{
      font-size:26px;
      font-weight:700;
      color:#020617;
      margin-bottom:.4rem;
    }
    .section-subtitle{
      color:#64748b;
      font-size:14px;
      max-width:540px;
      margin:0 auto;
    }

    /* LOAN PRODUCTS */
    .products-section{
      background:#ffffff;
    }
    .loan-card{
      border-radius:18px;
      padding:1.4rem 1.2rem;
      background:#ffffff;
      box-shadow:0 14px 40px rgba(15,23,42,0.06);
      border:1px solid rgba(148,163,184,.25);
      height:100%;
      display:flex;
      flex-direction:column;
      justify-content:space-between;
    }
    .loan-icon{
      width:40px;
      height:40px;
      border-radius:14px;
      display:flex;
      align-items:center;
      justify-content:center;
      background:rgba(37,99,235,.08);
      color:var(--lb-primary);
      margin-bottom:.75rem;
      font-size:18px;
    }
    .loan-card h5{
      font-size:15px;
      font-weight:600;
      margin-bottom:.35rem;
    }
    .loan-card p{
      font-size:13px;
      color:#6b7280;
      margin-bottom:.6rem;
    }
    .loan-meta{
      display:flex;
      justify-content:space-between;
      align-items:center;
      font-size:12px;
      color:#6b7280;
      margin-bottom:.4rem;
    }
    .loan-meta strong{
      color:var(--lb-success);
      font-size:14px;
    }
    .loan-link{
      font-size:12px;
      color:var(--lb-primary);
      font-weight:500;
    }
    .loan-link i{font-size:11px;}

    /* WHY US */
    .why-section{
      background:var(--lb-bg);
    }
    .why-badge{
      display:inline-flex;
      align-items:center;
      gap:.4rem;
      font-size:11px;
      padding:.25rem .7rem;
      border-radius:999px;
      background:#e0f2fe;
      color:#0369a1;
      margin-bottom:.75rem;
    }
    .why-list{
      margin-top:1rem;
    }
    .why-item{
      display:flex;
      gap:.7rem;
      margin-bottom:.85rem;
    }
    .why-item-icon{
      width:26px;
      height:26px;
      border-radius:999px;
      display:flex;
      align-items:center;
      justify-content:center;
      background:#e5f5ff;
      color:var(--lb-primary);
      font-size:13px;
      flex-shrink:0;
    }
    .why-item h6{
      font-size:14px;
      font-weight:600;
      margin-bottom:2px;
    }
    .why-item p{
      font-size:12px;
      color:#6b7280;
      margin:0;
    }
    .why-pill{
      display:inline-block;
      font-size:11px;
      padding:.2rem .6rem;
      border-radius:999px;
      background:#fff;
      color:#4b5563;
      border:1px dashed #cbd5e1;
      margin-right:.4rem;
      margin-top:.2rem;
    }
    .why-img-wrap{
      position:relative;
    }
    .mini-stat-card{
      position:absolute;
      bottom:10px;
      right:8px;
      background:#ffffff;
      border-radius:14px;
      box-shadow:0 12px 30px rgba(15,23,42,0.18);
      padding:.55rem .8rem;
      font-size:11px;
    }
    .mini-stat-card span{
      display:block;
      color:#64748b;
    }
    .mini-stat-card strong{
      font-size:15px;
      color:var(--lb-primary-dark);
    }

    /* HOW IT WORKS */
    .steps-section{
      background:#ffffff;
    }
    .step-item{
      text-align:center;
      padding:1.4rem 1rem;
      border-radius:18px;
      border:1px solid rgba(148,163,184,.25);
      background:#f9fafb;
      height:100%;
    }
    .step-circle{
      width:34px;
      height:34px;
      border-radius:999px;
      margin:0 auto .6rem;
      display:flex;
      align-items:center;
      justify-content:center;
      font-size:15px;
      font-weight:600;
      color:#0f172a;
      background:#e0f2fe;
    }
    .step-item h6{
      font-size:14px;
      font-weight:600;
      margin-bottom:.25rem;
    }
    .step-item p{
      font-size:12px;
      color:#6b7280;
      margin:0;
    }

    /* PARTNERS */
    .partners-strip{
      background:var(--lb-bg);
      padding:35px 0;
    }
    .partner-logo{
      padding:.6rem 1.2rem;
      border-radius:999px;
      border:1px solid rgba(148,163,184,.4);
      background:#ffffff;
      font-size:13px;
      color:#0f172a;
      white-space:nowrap;
    }

    /* TESTIMONIALS */
    .testi-card{
      background:#ffffff;
      border-radius:18px;
      padding:1.3rem 1.2rem;
      border:1px solid rgba(148,163,184,.25);
      box-shadow:0 10px 30px rgba(15,23,42,0.06);
      height:100%;
      font-size:13px;
    }
    .testi-header{
      display:flex;
      justify-content:space-between;
      align-items:center;
      margin-bottom:.4rem;
    }
    .testi-name{
      font-weight:600;
      font-size:13px;
    }
    .testi-city{
      font-size:11px;
      color:#6b7280;
    }
    .stars i{font-size:12px;color:#f59e0b;}

    /* CTA BOTTOM */
    .cta-bottom{
      background:linear-gradient(135deg,var(--lb-primary-dark),var(--lb-primary));
      border-radius:20px;
      padding:1.6rem 1.4rem;
      color:#e5e7eb;
    }
    .cta-bottom h3{
      font-size:20px;
      font-weight:600;
      margin-bottom:.4rem;
      color:#f9fafb;
    }
    .cta-bottom p{
      font-size:13px;
      margin:0;
    }

    /* FOOTER */
    .footer{
      background:#020617;
      color:#9ca3af;
      font-size:13px;
      padding-top:35px;
      padding-bottom:15px;
    }
    .footer h6{
      font-size:13px;
      font-weight:600;
      color:#e5e7eb;
      margin-bottom:.6rem;
      text-transform:uppercase;
      letter-spacing:.05em;
    }
    .footer a{
      color:#9ca3af;
      font-size:13px;
    }
    .footer a:hover{
      color:#e5e7eb;
    }
    .footer-brand{
      font-weight:700;
      letter-spacing:.08em;
      font-size:16px;
      margin-bottom:.3rem;
      color:#f9fafb;
      text-transform:uppercase;
    }
    .footer-brand span{
      display:block;
      font-size:10px;
      letter-spacing:.18em;
      color:#6b7280;
    }
    .social-links a{
      width:28px;
      height:28px;
      border-radius:999px;
      display:inline-flex;
      align-items:center;
      justify-content:center;
      border:1px solid #4b5563;
      margin-left:.35rem;
      font-size:13px;
      color:#e5e7eb;
    }
    .social-links a:hover{
      background:#e5e7eb;
      color:#020617;
    }

    /* RESPONSIVE TWEAKS */
    @media (max-width:991.98px){
      .navbar-nav .nav-link{
        padding-top:.4rem;
        padding-bottom:.4rem;
      }
      .hero-section{
        padding-top:130px;
        padding-bottom:40px;
      }
      .hero-title{
        font-size:30px;
      }
      .hero-usps{
        grid-template-columns:1fr;
      }
      .hero-card{
        margin-top:1.2rem;
      }
    }
    @media (max-width:575.98px){
      .hero-stats{
        gap:.9rem;
      }
      .partner-logo{
        font-size:11px;
        padding:.4rem .8rem;
      }
      .section-pad{
        padding:45px 0;
      }
    }
    .calc-wrapper{
    background:#fff;
    padding:40px;
    border-radius:28px;
    box-shadow:0 10px 30px rgba(0,0,0,0.06);
    max-width:1100px;
    margin:auto;
}

.calc-title{
    font-size:32px;
    font-weight:700;
    text-align:center;
    margin-bottom:40px;
}

.calc-title span{
    color:#DA251C;
}

.result-box{
    padding:20px;
}

.result-emi{
    font-size:42px;
    font-weight:800;
    color:#DA251C;
}

.gray-text{
    color:#6b7280;
}

.value-card{
    margin-top:20px;
    padding-top:15px;
    border-top:1px solid #e5e7eb;
}

.apply-btn{
    background:#DA251C;
    color:#000;
    padding:12px 25px;
    border-radius:10px;
    font-size:16px;
    font-weight:600;
    border:none;
}

 /* Right side input boxes */
.input-display{
    width:170px;
    padding:10px 14px;
    font-size:17px;
    border-radius:12px;
    border:1px solid #e5e7eb;
    font-weight:600;
    background:#f9fafb;
}

.label-minmax{
    font-size:12px;
    color:#6b7280;
}

 /* Premium Slider */
.slider{
    width:100%;
    height:6px;
    background:#e5e7eb;
    border-radius:4px;
}

.slider::-webkit-slider-thumb{
    -webkit-appearance:none;
    appearance:none;
    width:22px;
    height:22px;
    border-radius:50%;
    background:linear-gradient(135deg,#3b82f6,#6366f1);
    border:4px solid #eef2ff;
    cursor:pointer;
    box-shadow:0px 6px 12px rgba(0,0,0,0.12);
}

@media(max-width:768px){
    .input-display{width:100%;}
}

.why-premium {
  background: #f9fafb;
}

.why-premium-badge {
  display:inline-flex;
  align-items:center;
  gap:6px;
  background:#eef2ff;
  padding:6px 14px;
  border-radius:50px;
  font-size:12px;
  color:#DA251C;
  font-weight:600;
}

.why-premium-title {
  font-size:30px;
  font-weight:700;
  color:#0f172a;
  margin-top:15px;
  margin-bottom:10px;
}

.why-premium-title span {
  color:#0b3a82;
}

.why-premium-desc {
  color:#475569;
  max-width:520px;
  margin-bottom:25px;
  font-size:14px;
}

.why-premium-grid {
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:18px;
}

.wp-item {
  display:flex;
  gap:12px;
  background:#ffffff;
  border-radius:16px;
  padding:16px 18px;
  box-shadow:0 6px 20px rgba(0,0,0,0.07);
  border:1px solid #e2e8f0;
}

.wp-icon-wrap {
  width:38px;
  height:38px;
  border-radius:12px;
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:18px;
  background:linear-gradient(135deg,#0b3a82,#214d9c);
  color:#fff;
}

.wp-item h6 {
  font-size:15px;
  font-weight:700;
  margin:0 0 3px 0;
}

.wp-item p {
  font-size:12px;
  color:#64748b;
  margin:0;
}

.wp-tags span {
  display:inline-block;
  padding:5px 12px;
  border-radius:50px;
  background:#fff;
  border:1px dashed #cbd5e1;
  margin-right:6px;
  margin-bottom:6px;
  font-size:11px;
  color:#475569;
}

/* Right Image Block */
.wp-image-wrap {
  position:relative;
  border-radius:20px;
  overflow:hidden;
  box-shadow:0 20px 40px rgba(0,0,0,0.12);
}

.wp-image {
  border-radius:20px;
  width:100%;
}

/* Floating Badge */
.wp-float-badge {
  position:absolute;
  bottom:18px;
  right:18px;
  background:#ffffff;
  padding:10px 16px;
  border-radius:14px;
  box-shadow:0 10px 30px rgba(0,0,0,0.15);
  text-align:right;
}

.wp-float-badge .small-text {
  font-size:11px;
  color:#6b7280;
}

.wp-float-badge .big-text {
  font-size:16px;
  font-weight:700;
  color:#0b3a82;
}

/* Mobile */
@media(max-width:768px){
  .why-premium-grid {
    grid-template-columns:1fr;
  }
  .why-premium-title{
    font-size:24px;
  }
}
/* HOW IT WORKS – ALT STYLE */
.hiw-alt{background:#f9fafb;}

.hiw2-badge{
  display:inline-flex;
  align-items:center;
  gap:6px;
  padding:6px 14px;
  border-radius:999px;
  background:#e0e7ff;
  color:#DA251C;
  font-size:12px;
  font-weight:600;
}
.hiw2-title{
  font-size:30px;
  font-weight:800;
  color:#0f172a;
  margin-top:12px;
}
.hiw2-subtitle{
  font-size:14px;
  color:#64748b;
}

/* top progress bar */
.hiw2-progress{
  align-items:center;
  justify-content:center;
  gap:8px;
}
.hiw2-progress-step{
  display:flex;
  flex-direction:column;
  align-items:center;
  gap:4px;
}
.hiw2-progress-step .bubble{
  width:32px;
  height:32px;
  border-radius:999px;
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:14px;
  font-weight:600;
  background:#e5e7eb;
  color:#4b5563;
}
.hiw2-progress-step.active .bubble{
  background:#0b3a82;
  color:#fff;
}
.hiw2-progress-step .label{
  font-size:11px;
  color:#6b7280;
}
.hiw2-progress-line{
  flex:0 0 60px;
  height:2px;
  background:linear-gradient(90deg,#cbd5e1,#e5e7eb);
}

/* cards */
.hiw2-grid{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:18px;
}
.hiw2-card{
  position:relative;
  background:#ffffff;
  border-radius:20px;
  padding:18px 16px 20px;
  box-shadow:0 10px 30px rgba(15,23,42,0.06);
  border:1px solid #e2e8f0;
  overflow:hidden;
  transition:all .25s ease;
}
.hiw2-card:hover{
  transform:translateY(-6px);
  box-shadow:0 18px 45px rgba(15,23,42,0.10);
  border-color:#0b3a82;
}
.hiw2-num{
  position:absolute;
  top:10px;
  right:12px;
  font-size:26px;
  font-weight:800;
  color:#e5e7eb;
}
.hiw2-icon{
  width:40px;
  height:40px;
  border-radius:14px;
  display:flex;
  align-items:center;
  justify-content:center;
  background:linear-gradient(135deg,#0b3a82,#1d4ed8);
  color:#fff;
  font-size:20px;
  margin-bottom:10px;
}
.hiw2-card h5{
  font-size:15px;
  font-weight:700;
  color:#0f172a;
  margin-bottom:4px;
}
.hiw2-card p{
  font-size:13px;
  color:#6b7280;
  margin:0;
}

/* mobile */
@media(max-width:991px){
  .hiw2-grid{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }
}
@media(max-width:575px){
  .hiw2-grid{
    grid-template-columns:1fr;
  }
  .hiw2-progress{display:none!important;}
}
.partners-marquee{
  padding:25px 0;
  background:#f8fafc;
  position:relative;
  overflow:hidden;
}

.pm-title{
  text-align:center;
  font-size:14px;
  font-weight:600;
  color:#475569;
  margin-bottom:14px;
}

.pm-wrapper{
  position:relative;
  overflow:hidden;
}

.pm-track{
  display:flex;
  gap:25px;
  white-space:nowrap;
  animation:scrollLeft 22s linear infinite;
}

.pm-item{
  padding:8px 20px;
  background:#ffffff;
  border-radius:30px;
  font-size:13px;
  font-weight:600;
  color:#0f172a;
  border:1px solid #e2e8f0;
  box-shadow:0 4px 15px rgba(0,0,0,0.04);
  white-space:nowrap;
}

/* Gradient fade left-right */
.pm-wrapper::before,
.pm-wrapper::after{
  content:"";
  position:absolute;
  top:0;
  width:80px;
  height:100%;
  z-index:2;
}

.pm-wrapper::before{
  left:0;
  background:linear-gradient(to right,#f8fafc,transparent);
}
.pm-wrapper::after{
  right:0;
  background:linear-gradient(to left,#f8fafc,transparent);
}

/* Animation */
@keyframes scrollLeft{
  0%{transform:translateX(0);}
  100%{transform:translateX(-50%);}
}
.testi-premium .tp-card{
  background:#fff;
  padding:20px;
  border-radius:14px;
  border:1px solid #e2e8f0;
  box-shadow:0 10px 25px rgba(0,0,0,.07);
}

.tp-profile img{
  width:45px;
  height:45px;
  border-radius:50%;
}

.tp-profile{
  display:flex;
  align-items:center;
  gap:10px;
}

.tp-name{ font-weight:600; font-size:14px; }
.tp-city{ font-size:12px;color:#64748b; }

.tp-stars i{ font-size:13px;color:#fbbf24; }

.tp-cta{
  background: linear-gradient(135deg,#0b3a82,#1d4ed8);
  padding:30px;
  border-radius:20px;
  box-shadow:0 10px 40px rgba(0,0,0,.18);
  color:#fff;
}

.tp-btn-primary{
  display:block;
  background:#DA251C;
  padding:12px 20px;
  border-radius:999px;
  text-align:center;
  font-weight:600;
  color:#000;
}

.tp-call{
  color:#fff;
  font-size:14px;
}

.tp-mini-link a{
  color:#dbeafe;
  font-size:13px;
}
.tp-form .tp-input{
    width:100%;
    padding:12px 14px;
    border-radius:12px;
    border:none;
    font-size:14px;
    background:#f1f5f9;
    color:#0f172a;
    outline:none;
}

.tp-form .tp-input:focus{
    background:#fff;
    box-shadow:0 0 0 2px #DA251C;
}

.tp-form select.tp-input{
    appearance:none;
    cursor:pointer;
}
.lb-footer {
  background: #0b1221;
  padding: 60px 0 30px 0;
  color: #cbd5e1;
  position: relative;
}

.lb-footer-logo {
  width: 60px;
  margin-bottom: 10px;
}

.lb-footer-brand h4 {
  font-size: 22px;
  color: #fff;
  font-weight: 700;
  margin-bottom: 5px;
}

.lb-footer-brand p {
  font-size: 14px;
  color: #94a3b8;
  max-width: 260px;
}

.lb-social a {
  display: inline-flex;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  align-items: center;
  justify-content: center;
  margin-right: 6px;
  background: rgba(255,255,255,0.06);
  color: #e2e8f0;
  transition: .3s;
}

.lb-social a:hover {
  background: #DA251C;
  color: #000;
}

.lb-footer-title {
  font-size: 15px;
  font-weight: 600;
  color: #f8fafc;
  margin-bottom: 15px;
  letter-spacing: .5px;
}

.lb-footer-links li {
  list-style: none;
  margin-bottom: 8px;
}

.lb-footer-links a {
  color: #cbd5e1;
  font-size: 14px;
  text-decoration: none;
  transition: .3s;
}

.lb-footer-links a:hover {
  color: #DA251C;
  margin-left: 4px;
}

.lb-contact p {
  display: flex;
  align-items: center;
  font-size: 14px;
  margin-bottom: 8px;
}

.lb-contact i {
  margin-right: 8px;
  color: #DA251C;
}

.lb-divider {
  border-color: rgba(255,255,255,0.1);
  margin: 30px 0;
}

.lb-footer-bottom {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  font-size: 12px;
  color: #94a3b8;
}

.lb-footer-bottom p {
  margin-bottom: 5px;
}
.whatsapp-float {
    position: fixed;
    width: 60px;
    height: 60px;
    background: #25D366;
    color: #fff;
    bottom: 22px;
    right: 22px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 30px;
    z-index: 9999;
    box-shadow: 0 8px 25px rgba(0,0,0,0.25);
    transition: 0.3s ease;
}

.whatsapp-float:hover {
    transform: scale(1.1);
    background: #1ebe5b;
}
@media(max-width: 576px){
    .whatsapp-float {
        width: 52px;
        height: 52px;
        font-size: 26px;
        bottom: 18px;
        right: 18px;
    }
}
.call-float {
    position: fixed;
    width: 58px;
    height: 58px;
    background: #0b3a82;  /* Your brand dark blue */
    color: #fff;
    bottom: 22px;
    left: 22px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 26px;
    z-index: 9999;
    box-shadow: 0 8px 25px rgba(0,0,0,0.25);
    transition: 0.3s ease;
}

.call-float:hover {
    transform: scale(1.1);
    background: #072b63;
}
@media(max-width: 576px){
    .call-float {
        width: 52px;
        height: 52px;
        font-size: 24px;
        bottom: 18px;
        left: 18px;
    }
}
.hero-enhanced {
  padding: 140px 0 90px;
  position: relative;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background:
    radial-gradient(circle at top left, #004b8f20, transparent 60%),
    radial-gradient(circle at bottom right, #00306e30, transparent 60%);
  z-index: -1;
}

.floating-badge {
  background: #fff;
  padding: 6px 14px;
  border-radius: 50px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 600;
  color: #00306e;
  box-shadow: 0 8px 18px rgba(0,0,0,0.08);
  margin-bottom: 15px;
}

.hero-main-title {
  font-size: 42px;
  font-weight: 800;
  color: #0b1f3f;
  line-height: 1.3;
}
.hero-main-title span { color: #0056c9; }

.hero-desc {
  font-size: 15px;
  color: #4b5563;
  margin-top: 10px;
  max-width: 520px;
}

.hero-features {
  margin-top: 25px;
}
.hf-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 18px;
}
.hf-icon {
  width: 34px;
  height: 34px;
  border-radius: 12px;
  background: #e8f0ff;
  color: #0056c9;
  display: flex;
  justify-content: center;
  align-items: center;
  font-size: 17px;
}

.hero-buttons {
  display: flex;
  gap: 12px;
  margin-top: 20px;
}

.hero-btn-primary {
  background: #0056c9;
  color: #fff;
  font-weight: 600;
  border-radius: 50px;
  padding: 10px 24px;
}
.hero-btn-primary:hover {
  background: #003e94;
}

.hero-btn-ghost {
  background: #fff;
  border: 2px solid #ccd6e3;
  color: #00306e;
  border-radius: 50px;
  padding: 10px 24px;
}
.hero-btn-ghost:hover {
  border-color: #0056c9;
}

.hero-stats-enhanced {
  display: flex;
  gap: 30px;
  margin-top: 30px;
}
.hero-stats-enhanced strong {
  font-size: 20px;
  color: #00306e;
}
.hero-stats-enhanced span {
  display: block;
  font-size: 12px;
  color: #6b7280;
}

.glass-form {
  background: rgba(255,255,255,0.85);
  backdrop-filter: blur(12px);
  border-radius: 24px;
  padding: 28px;
  box-shadow: 0 25px 55px rgba(0,0,0,0.1);
}

.form-head {
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 4px;
}

.form-sub {
  font-size: 12px;
  color: #555;
  margin-bottom: 16px;
}

.form-glass {
  border-radius: 12px;
  border: 1px solid #d0d7e2;
  font-size: 13px;
}

.form-glass:focus {
  border-color: #0056c9;
  box-shadow: 0 0 0 .15rem rgba(0,86,201,0.25);
}
.hero-card-upgraded {
  background: #ffffff;
  border-radius: 20px;
  padding: 22px;
  box-shadow: 0 15px 45px rgba(0,0,0,0.1);
  border: 1px solid #e0e6f0;
}

.form-header {
  margin-bottom: 12px;
}

.form-title {
  font-size: 18px;
  font-weight: 700;
  color: #0f1f3d;
}

.form-subtext {
  font-size: 12px;
  color: #64748b;
}

.time-badge {
  background: #16a34a;
  color: #fff;
  font-size: 11px;
  padding: 4px 10px;
  border-radius: 50px;
  font-weight: 600;
}

.form-label-new {
  font-size: 12px;
  color: #334155;
  font-weight: 600;
  margin-bottom: 3px;
}

.input-icon-wrap {
  position: relative;
}

.input-icon-wrap i {
  position: absolute;
  top: 50%;
  left: 12px;
  transform: translateY(-50%);
  color: #475569;
  font-size: 14px;
}

.form-new {
  padding-left: 36px !important;
  border-radius: 12px;
  font-size: 13px;
  border: 1px solid #cbd5e1;
}

.form-new:focus {
  border-color: #0b3a82;
  box-shadow: 0 0 0 .15rem rgba(11,58,130,0.18);
}

.form-submit-btn {
  border-radius: 12px;
  font-weight: 600;
  padding: 10px 0;
}

.form-note {
  font-size: 11px;
  color: #6b7280;
  display: block;
  margin-top: 6px;
}
.hero-bg-animation {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 1000"><defs><linearGradient id="grad1" x1="0%" y1="0%" x2="100%" y2="100%"><stop offset="0%" style="stop-color:%232E8B8B;stop-opacity:0.1" /><stop offset="100%" style="stop-color:%234FBBBB;stop-opacity:0.05" /></linearGradient></defs><circle cx="200" cy="200" r="100" fill="url(%23grad1)"><animate attributeName="r" values="100;150;100" dur="4s" repeatCount="indefinite"/></circle><circle cx="800" cy="300" r="80" fill="url(%23grad1)"><animate attributeName="r" values="80;120;80" dur="6s" repeatCount="indefinite"/></circle><circle cx="600" cy="700" r="120" fill="url(%23grad1)"><animate attributeName="r" values="120;180;120" dur="5s" repeatCount="indefinite"/></circle></svg>') center/cover;
    animation: float 6s ease-in-out infinite;
}

@keyframes float {
    0%, 100% { transform: translateY(0px); }
    50% { transform: translateY(-20px); }
}
/* Reduce hero section top-bottom space in mobile */
@media (max-width: 576px) {

  .hero-section {
    padding-top: 35px !important;
    padding-bottom: 25px !important;
  }

  .hero-title {
    font-size: 26px !important;
    line-height: 32px !important;
    margin-bottom: 10px !important;
  }

  .hero-subtitle {
    font-size: 14px !important;
    margin-bottom: 15px !important;
  }

  /* CTA buttons full width stacked */
  .hero-cta {
    display: flex;
    flex-direction: column;
    gap: 10px;
    width: 100%;
  }

  .hero-cta a {
    width: 100% !important;
    padding: 12px 0 !important;
    font-size: 15px !important;
    border-radius: 12px !important;
    justify-content: center !important;
  }

  /* Reduce stat spacing */
  .hero-stats {
    margin-top: 18px !important;
    gap: 15px !important;
  }
}
.btn-lb-primary {
  background: #0b3a82;
  border-radius: 14px;
  padding: 14px 20px;
  font-weight: 600;
  color: #fff;
}

.btn-lb-outline {
  border: 2px solid #d4d7e2;
  border-radius: 14px;
  padding: 14px 20px;
  font-weight: 600;
  background: #fff;
  color: #0b3a82;
}

@media(max-width:576px){
  .btn-lb-primary,
  .btn-lb-outline {
    font-size: 15px;
    padding: 13px 0;
    border-radius: 12px;
  }
}

.premium-loan-card {
          position: relative;
          background: #ffffff;
          border-radius: 22px;
          padding: 24px;
          border: 1px solid #e2e8f0;
          box-shadow: 0 6px 20px rgba(0,0,0,0.04);
          transition: all .3s ease;
          height: 100%;
          overflow: hidden;
        }

        .premium-loan-card:hover {
          transform: translateY(-8px);
          box-shadow: 0 16px 45px rgba(0,0,0,0.10);
          border-color: #c2312c;
        }

        .loan-icon-wrap {
          width: 60px;
          height: 60px;
          border-radius: 18px;
          display: flex;
          align-items: center;
          justify-content: center;
          background: linear-gradient(135deg,#eef2ff,#f9fafb);
          color: #c2312c;
          font-size: 26px;
          margin-bottom: 15px;
          position: relative;
          z-index: 2;
        }

        /* Background floating shapes */
        .premium-loan-card::before {
          content:"";
          position:absolute;
          width:110px;
          height:110px;
          background:rgba(226,232,240,0.6);
          border-radius:50%;
          top:-25px;
          right:-25px;
          z-index:1;
        }

        .premium-loan-card::after {
          content:"";
          position:absolute;
          width:70px;
          height:70px;
          background:rgba(248,250,252,0.9);
          border-radius:50%;
          bottom:-20px;
          left:-20px;
          z-index:1;
        }

        .loan-benefits span {
          font-size: 11px;
          padding:4px 10px;
          border-radius:12px;
          background:#f3f4f6;
          color:#4b5563;
          margin-right:4px;
        }

        .premium-loan-card a {
          font-size: 13px;
          font-weight: 600;
          color: #c2312c;
        }
/* WHY-PREMIUM SECTION → BRAND RED THEME */

/* Badge */
.why-premium-badge {
  background: #ffe3e1 !important;
  color: #DA251C !important;
}

/* Title highlight */
.why-premium-title span {
  color: #DA251C !important;
}

/* Icon box */
.wp-icon-wrap {
  background: linear-gradient(135deg,#DA251C,#A61B15) !important;
  color: #fff !important;
}

/* Card hover border */
.wp-item {
  border:1px solid #e2e8f0;
  transition: .25s ease;
}
.wp-item:hover {
  border-color:#DA251C !important;
  box-shadow:0 12px 30px rgba(218,37,28,0.12);
}

/* Tags */
.wp-tags span {
  border-color:#f3c4c1 !important;
  background:#fff5f4 !important;
  color:#A61B15 !important;
}

/* Floating badge */
.wp-float-badge .big-text {
  color:#DA251C !important;
}

/* HOW IT WORKS – BRAND RED THEME */

/* Badge color */
.hiw2-badge {
  background: #ffe3e1 !important;
  color: #DA251C !important;
}

/* Title accent not needed but just in case */
.hiw2-title span { color: #DA251C !important; }

/* Progress bubbles */
.hiw2-progress-step.active .bubble {
  background: #DA251C !important;
  color: #fff !important;
}
.hiw2-progress-step .bubble {
  border: 2px solid #ffc8c5 !important;
}

/* Progress line */
.hiw2-progress-line {
  background: linear-gradient(90deg,#f8b4b1,#ffe3e1) !important;
}

/* Step cards */
.hiw2-card {
  border-color: #f0c4c2 !important;
}
.hiw2-card:hover {
  border-color: #DA251C !important;
  box-shadow: 0 15px 45px rgba(218,37,28,0.18) !important;
}

/* Icon Boxes */
.hiw2-icon {
  background: linear-gradient(135deg,#DA251C,#A61B15) !important;
  color: #fff !important;
}

/* Step Number */
.hiw2-num {
  color: #ffe3e1 !important;
}

/* Text adjustments */
.hiw2-card h5 {
  color: #A61B15 !important;
}

.elig-popup-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.55);
  display: none;
  justify-content: center;
  align-items: center;
  z-index: 99999;
  animation: fadeIn 0.4s ease;
}

/* POPUP BOX */
.elig-popup-box {
  background: #fff;
  max-width: 420px;
  width: 92%;
  border-radius: 18px;
  padding: 28px 22px;
  text-align: center;
  box-shadow: 0 8px 30px rgba(0,0,0,0.15);
  position: relative;
  animation: popIn 0.35s ease;
}

/* CLOSE BUTTON */
.elig-close {
  position: absolute;
  top: 12px; 
  right: 12px;
  border: none;
  background: #f1f5f9;
  border-radius: 50%;
  width: 32px;
  height: 32px;
  font-size: 13px;
  display: flex;
  justify-content: center;
  align-items: center;
  cursor: pointer;
}

/* BADGE */
.elig-badge {
  display: inline-block;
  background: #fee2e2;
  color: #b91c1c;
  padding: 6px 12px;
  border-radius: 30px;
  font-size: 12px;
  margin-bottom: 12px;
  font-weight: 600;
}

/* HEADING */
.elig-popup-content h3 {
  font-weight: 700;
  font-size: 20px;
  color: #111827;
  margin-bottom: 10px;
}

/* SUBTEXT */
.elig-popup-content p {
  font-size: 14px;
  color: #6b7280;
  margin-bottom: 20px;
}

/* CTA BUTTON */
.elig-cta-btn {
  background: #c2312c;
  color: #fff;
  padding: 12px 18px;
  border-radius: 10px;
  font-size: 15px;
  display: inline-block;
  width: 100%;
  text-decoration: none;
  font-weight: 600;
  transition: 0.25s;
}

.elig-cta-btn:hover {
  background: #a32925;
}

/* NOTE */
.elig-note {
  display: block;
  margin-top: 12px;
  font-size: 11px;
  color: #64748b;
}

/* ANIMATIONS */
@keyframes fadeIn { from { opacity:0 } to { opacity:1 } }
@keyframes popIn { 
  0% { transform:scale(0.8); opacity:0 }
  100% { transform:scale(1); opacity:1 }
}
.tc-loan-card{
  background:#fff;
  border-radius:18px;
  padding:28px;
  height:100%;
  cursor:pointer;
  box-shadow:0 10px 30px rgba(0,0,0,0.08);
  transition:0.3s;
}
.tc-loan-card:hover{
  transform:translateY(-6px);
}
.tc-loan-card h5{
  font-weight:700;
  margin-bottom:15px;
}
.tc-loan-card ul{
  padding-left:18px;
  font-size:14px;
  color:#6b7280;
}
.tc-btn{
  margin-top:18px;
  background:#2f5ea7;
  color:#fff;
  border:none;
  padding:10px 22px;
  border-radius:10px;
}
/* Popup Overlay */
.elig-popup-overlay{
  position:fixed;
  inset:0;
  background:rgba(0,0,0,0.55);
  display:none;
  align-items:center;
  justify-content:center;
  z-index:9999;
}

/* Popup Box */
.elig-popup-box{
  background:#fff;
  width:100%;
  max-width:420px;
  border-radius:22px;
  padding:28px 24px;
  position:relative;
  box-shadow:0 20px 60px rgba(0,0,0,0.25);
  animation:popupIn .35s ease;
}

@keyframes popupIn{
  from{transform:scale(.9);opacity:0}
  to{transform:scale(1);opacity:1}
}

/* Close Button */
.elig-close{
  position:absolute;
  top:14px;
  right:14px;
  border:none;
  background:#f3f4f6;
  width:36px;
  height:36px;
  border-radius:50%;
  cursor:pointer;
}

/* Badge */
.elig-badge{
  display:inline-flex;
  gap:6px;
  align-items:center;
  background:#fee2e2;
  color:#b91c1c;
  font-size:12px;
  padding:6px 12px;
  border-radius:999px;
  font-weight:600;
  margin-bottom:12px;
}

/* Title */
.elig-popup-content h3{
  font-weight:700;
  margin-bottom:6px;
}

/* Inputs */
.tp-input{
  width:100%;
  padding:12px 14px;
  border-radius:12px;
  border:1px solid #d1d5db;
  font-size:14px;
}

.tp-input:focus{
  outline:none;
  border-color:#c2312c;
}

/* CTA Button */
.tp-btn-primary{
  background:#c2312c;
  color:#fff;
  border:none;
  padding:14px;
  border-radius:999px;
  font-size:15px;
  font-weight:600;
}

.tp-btn-primary:hover{
  background:#a81f1b;
}

/* Footer Note */
.elig-note{
  display:block;
  text-align:center;
  font-size:12px;
  color:#6b7280;
  margin-top:12px;
}
.lb-loans-section{
  background:var(--lb-bg);
}

.lb-sec-title{
  font-weight:700;
  color:var(--lb-text);
}

.lb-sec-sub{
  color:#6b7280;
}

.lb-loan-card{
  background:#fff;
  border-radius:22px;
  padding:28px 26px 32px;
  box-shadow:0 18px 40px rgba(0,0,0,0.06);
  transition:.35s ease;
  cursor:pointer;
  height:100%;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
}

.lb-loan-card:hover{
  transform:translateY(-6px);
  box-shadow:0 26px 60px rgba(0,0,0,0.12);
}

.lb-loan-card h5{
  font-weight:700;
  color:var(--lb-text);
  margin-bottom:14px;
}

.lb-loan-card ul{
  padding-left:18px;
  margin-bottom:26px;
  color:#4b5563;
  font-size:14px;
}

.lb-loan-card ul li{
  margin-bottom:6px;
}

.lb-apply-btn{
  margin:auto;
  border:none;
  background:var(--lb-primary);
  color:#fff;
  padding:12px 36px;
  border-radius:30px;
  font-weight:600;
  transition:.3s;
}

.lb-apply-btn:hover{
  background:var(--lb-primary-dark);
}
.lb-loans-section{
  background:linear-gradient(180deg,#fdfefe 0%,var(--lb-bg) 100%);
}

/* CARD */
.lb-loan-card{
  background:linear-gradient(
    180deg,
    #ffffff 0%,
    #fff6f5 100%
  );
  border-radius:24px;
  padding:30px 28px 34px;
  box-shadow:0 18px 40px rgba(0,0,0,0.06);
  transition:all .35s ease;
  height:100%;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
}

.lb-loan-card:hover{
  transform:translateY(-8px);
  box-shadow:0 28px 65px rgba(218,37,28,0.18);
}

/* TITLE */
.lb-loan-card h5{
  font-weight:700;
  color:var(--lb-text);
  margin-bottom:14px;
}

/* LIST */
.lb-loan-card ul{
  padding-left:18px;
  margin-bottom:26px;
  font-size:14px;
  color:#4b5563;
}

/* CTA WRAP */
.lb-cta-wrap{
  display:flex;
  justify-content:center;
  gap:12px;
  margin-top:auto;
}

/* PRIMARY BUTTON */
.lb-btn-primary{
  background:var(--lb-primary);
  color:#fff;
  border:none;
  padding:11px 28px;
  border-radius:30px;
  font-weight:600;
  transition:.3s;
}

.lb-btn-primary:hover{
  background:var(--lb-primary-dark);
}

/* OUTLINE BUTTON */
.lb-btn-outline{
  border:1.5px solid var(--lb-primary);
  color:var(--lb-primary);
  padding:10px 24px;
  border-radius:30px;
  font-weight:600;
  text-decoration:none;
  transition:.3s;
}

.lb-btn-outline:hover{
  background:var(--lb-primary);
  color:#fff;
}
/* SYMBOL POINTS */
.lb-loan-card ul {
  list-style: none;
  padding: 0;
  margin: 14px 0 18px;
}

.lb-loan-card ul li {
  position: relative;
  padding-left: 26px;
  margin-bottom: 10px;
  font-size: 14px;
  color: var(--lb-text);
  line-height: 1.5;
}

/* Check icon */
.lb-loan-card ul li::before {
  content: "✔";
  position: absolute;
  left: 0;
  top: 0;
  color: var(--lb-success); /* green */
  font-weight: 700;
  font-size: 14px;
}
/* =========================================================
   LOAN BAZZAAR – HOW IT WORKS (FULL CSS PACK)
   Theme:
   --lb-primary:#DA251C;
   --lb-primary-dark:#A61B15;
   --lb-accent:#f3b334;
   --lb-bg:#f5f7fb;
   --lb-text:#1b2330;
   --lb-success:#15a34a;
========================================================= */

:root{
  --lb-primary:#DA251C;
  --lb-primary-dark:#A61B15;
  --lb-accent:#f3b334;
  --lb-bg:#f5f7fb;
  --lb-text:#1b2330;
  --lb-success:#15a34a;

  --lb-card:#ffffff;
  --lb-muted:#667085;
  --lb-border:#e6e9f1;
  --lb-shadow:0 12px 34px rgba(17,24,39,.10);
  --lb-shadow2:0 10px 26px rgba(17,24,39,.08);
  --lb-radius:18px;
}

.section-pad{ padding:70px 0; }
.section-pad-sm{ padding:45px 0; }

.lb-sec-title{
  font-weight:800;
  color:var(--lb-text);
  letter-spacing:-0.3px;
}
.lb-sec-sub{
  color:var(--lb-muted);
  max-width:680px;
  margin:10px auto 0;
  font-size:15px;
  line-height:1.6;
}

/* Buttons */
.lb-btn-primary,
.lb-btn-outline{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  padding:12px 18px;
  border-radius:999px;
  font-weight:700;
  text-decoration:none;
  transition:.25s ease;
  border:1px solid transparent;
}

.lb-btn-primary{
  background:linear-gradient(135deg, var(--lb-primary) 0%, var(--lb-primary-dark) 100%);
  color:#fff;
  box-shadow:0 10px 22px rgba(218,37,28,.22);
}
.lb-btn-primary:hover{
  transform:translateY(-1px);
  color:#fff;
  box-shadow:0 14px 30px rgba(218,37,28,.28);
}

.lb-btn-outline{
  background:#fff;
  color:var(--lb-primary);
  border-color:rgba(218,37,28,.25);
}
.lb-btn-outline:hover{
  background:rgba(218,37,28,.06);
  color:var(--lb-primary-dark);
  transform:translateY(-1px);
}

/* =========================================================
   1) HERO
========================================================= */
.hiw-hero{
  position:relative;
  padding:92px 0 70px;
  overflow:hidden;
  background:
    radial-gradient(900px 400px at 20% 10%, rgba(243,179,52,.18), transparent 65%),
    radial-gradient(900px 420px at 85% 20%, rgba(218,37,28,.18), transparent 60%),
    linear-gradient(180deg, #fff 0%, #f9fafb 100%);
}
.hiw-hero:before{
  content:"";
  position:absolute;
  inset:-60px -60px auto -60px;
  height:260px;
  background:linear-gradient(135deg, rgba(218,37,28,.10), rgba(243,179,52,.10));
  filter:blur(18px);
  border-radius:40px;
  transform:rotate(-3deg);
}
.hiw-badge{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding:7px 12px;
  border-radius:999px;
  font-size:12px;
  font-weight:800;
  letter-spacing:.2px;
  color:var(--lb-primary-dark);
  background:linear-gradient(135deg, rgba(218,37,28,.10), rgba(243,179,52,.12));
  border:1px solid rgba(218,37,28,.12);
}
.hiw-title{
  margin:14px 0 10px;
  font-weight:900;
  color:var(--lb-text);
  letter-spacing:-0.8px;
  font-size:44px;
}
.hiw-subtitle{
  color:var(--lb-muted);
  font-size:16px;
  line-height:1.7;
  max-width:720px;
  margin:0 auto;
}
.hiw-hero-cta{
  margin-top:22px;
  display:flex;
  gap:12px;
  justify-content:center;
  flex-wrap:wrap;
}

/* =========================================================
   2) ANIMATED PROGRESS BAR
========================================================= */
.hiw-progress-wrap{
  margin-top:28px;
  display:flex;
  justify-content:center;
}
.hiw-progress{
  width:min(860px, 100%);
  background:#fff;
  border:1px solid var(--lb-border);
  border-radius:999px;
  padding:10px 12px;
  box-shadow:var(--lb-shadow2);
  display:flex;
  align-items:center;
  gap:10px;
  overflow:hidden;
}
.hiw-progress .p-step{
  display:flex;
  align-items:center;
  gap:8px;
  flex:1;
  min-width:0;
  justify-content:center;
  position:relative;
}
.hiw-progress .bubble{
  width:34px;
  height:34px;
  border-radius:999px;
  display:grid;
  place-items:center;
  font-weight:900;
  font-size:13px;
  color:var(--lb-primary-dark);
  background:linear-gradient(135deg, rgba(218,37,28,.10), rgba(243,179,52,.12));
  border:1px solid rgba(218,37,28,.14);
}
.hiw-progress .label{
  font-weight:800;
  font-size:13px;
  color:var(--lb-text);
  white-space:nowrap;
  overflow:hidden;
  text-overflow:ellipsis;
}
.hiw-progress .line{
  height:6px;
  width:90px;
  background:#eef2f7;
  border-radius:999px;
  position:relative;
  overflow:hidden;
}
.hiw-progress .line:after{
  content:"";
  position:absolute;
  inset:0;
  transform:translateX(-100%);
  background:linear-gradient(90deg, var(--lb-primary), var(--lb-accent), var(--lb-primary));
  border-radius:999px;
  animation:hiwFill 2.6s ease-in-out infinite;
}
@keyframes hiwFill{
  0%{ transform:translateX(-100%); }
  55%{ transform:translateX(0%); }
  100%{ transform:translateX(120%); }
}

/* =========================================================
   3) 4-STEP CARDS
========================================================= */
.hiw-steps{
  background:linear-gradient(180deg, #fff 0%, #fbfcff 100%);
}
.hiw-step-card{
  position:relative;
  border-radius:var(--lb-radius);
  background:
    linear-gradient(135deg, rgba(218,37,28,.06), rgba(243,179,52,.06)) padding-box,
    linear-gradient(135deg, rgba(218,37,28,.20), rgba(243,179,52,.22)) border-box;
  border:1px solid transparent;
  padding:22px 18px 18px;
  box-shadow:var(--lb-shadow2);
  transition:.25s ease;
  height:100%;
  overflow:hidden;
}
.hiw-step-card:before{
  content:"";
  position:absolute;
  top:-50px; right:-60px;
  width:140px; height:140px;
  background:radial-gradient(circle, rgba(218,37,28,.20), transparent 65%);
  filter:blur(3px);
}
.hiw-step-card:hover{ transform:translateY(-4px); box-shadow:var(--lb-shadow); }
.hiw-step-no{
  position:absolute;
  top:14px; left:14px;
  font-weight:900;
  font-size:12px;
  color:rgba(27,35,48,.55);
  background:#fff;
  border:1px solid var(--lb-border);
  padding:6px 10px;
  border-radius:999px;
}
.hiw-icon{
  font-size:28px;
  color:var(--lb-primary);
  display:inline-flex;
  margin-top:24px;
  margin-bottom:10px;
}
.hiw-step-card h5{
  font-weight:900;
  color:var(--lb-text);
  margin-bottom:6px;
}
.hiw-step-card p{
  color:var(--lb-muted);
  font-size:14px;
  line-height:1.6;
  margin:0;
}

/* =========================================================
   4) DETAILS BOXES
========================================================= */
.hiw-details{
  background:var(--lb-bg);
}
.hiw-detail-box{
  background:#fff;
  border:1px solid var(--lb-border);
  border-radius:var(--lb-radius);
  padding:18px 18px 14px;
  box-shadow:var(--lb-shadow2);
  height:100%;
}
.hiw-detail-box h5{
  font-weight:900;
  color:var(--lb-text);
  margin-bottom:10px;
}
.hiw-detail-box ul{
  list-style:none;
  padding:0;
  margin:0;
  display:grid;
  gap:8px;
}
.hiw-detail-box ul li{
  position:relative;
  padding-left:26px;
  color:var(--lb-muted);
  font-size:14px;
}
.hiw-detail-box ul li:before{
  content:"";
  position:absolute;
  left:0; top:6px;
  width:16px; height:16px;
  border-radius:50%;
  background:rgba(21,163,74,.12);
  border:1px solid rgba(21,163,74,.22);
}
.hiw-detail-box ul li:after{
  content:"✓";
  position:absolute;
  left:4px; top:1px;
  font-size:12px;
  color:var(--lb-success);
  font-weight:900;
}

/* =========================================================
   5) DOCS SECTION
========================================================= */
.hiw-docs{
  background:linear-gradient(180deg, #fff 0%, #fbfbff 100%);
}
.hiw-doc-card{
  background:#fff;
  border-radius:var(--lb-radius);
  border:1px solid var(--lb-border);
  padding:18px 16px;
  box-shadow:var(--lb-shadow2);
  transition:.25s ease;
  height:100%;
}
.hiw-doc-card:hover{ transform:translateY(-3px); box-shadow:var(--lb-shadow); }
.hiw-doc-card i{
  font-size:26px;
  color:var(--lb-primary);
  display:inline-flex;
  margin-bottom:8px;
}
.hiw-doc-card h6{
  font-weight:900;
  color:var(--lb-text);
  margin-bottom:4px;
}
.hiw-doc-card p{
  color:var(--lb-muted);
  font-size:13px;
  margin:0;
}

/* =========================================================
   6) WHY LOAN BAZZAAR
========================================================= */
.hiw-why{
  background:var(--lb-bg);
}
.hiw-why-card{
  background:#fff;
  border:1px solid var(--lb-border);
  border-radius:999px;
  padding:14px 14px;
  font-weight:800;
  color:var(--lb-text);
  box-shadow:var(--lb-shadow2);
  transition:.25s ease;
}
.hiw-why-card:hover{
  transform:translateY(-2px);
  border-color:rgba(218,37,28,.25);
}

/* =========================================================
   7) BANK LOGOS FLOW (MARQUEE)
========================================================= */
.bank-flow{
  background:#fff;
  border-top:1px solid var(--lb-border);
  border-bottom:1px solid var(--lb-border);
}
.bf-title{
  text-align:center;
  font-weight:900;
  color:var(--lb-text);
  margin-bottom:14px;
}
.bf-wrap{
  overflow:hidden;
  border-radius:var(--lb-radius);
  background:linear-gradient(135deg, rgba(218,37,28,.04), rgba(243,179,52,.05));
  border:1px solid rgba(218,37,28,.10);
}
.bf-track{
  display:flex;
  gap:12px;
  padding:14px;
  width:max-content;
  animation:bfMove 18s linear infinite;
}
@keyframes bfMove{
  0%{ transform:translateX(0); }
  100%{ transform:translateX(-50%); }
}
.bf-item{
  min-width:160px;
  padding:10px 14px;
  background:#fff;
  border:1px solid var(--lb-border);
  border-radius:999px;
  font-weight:800;
  color:#334155;
  display:flex;
  align-items:center;
  justify-content:center;
  box-shadow:0 8px 18px rgba(17,24,39,.06);
}
.bf-item img{
  height:22px;
  width:auto;
  object-fit:contain;
}

/* =========================================================
   8) FINAL CTA
========================================================= */
.hiw-final-cta{
  padding:70px 0;
  background:
    radial-gradient(800px 340px at 25% 10%, rgba(243,179,52,.18), transparent 65%),
    radial-gradient(800px 340px at 80% 20%, rgba(218,37,28,.18), transparent 60%),
    linear-gradient(180deg, #ffffff 0%, #f9fafb 100%);
  border-top:1px solid var(--lb-border);
}
.hiw-final-cta h3{
  font-weight:900;
  color:var(--lb-text);
}
.hiw-final-cta p{
  color:var(--lb-muted);
  margin:8px auto 18px;
  max-width:640px;
}

/* =========================================================
   9) POPUP (Eligibility Form) – Professional
========================================================= */
.loan-popup-overlay{
  position:fixed;
  inset:0;
  background:rgba(15,23,42,.55);
  display:none;
  align-items:center;
  justify-content:center;
  padding:18px;
  z-index:9999;
  backdrop-filter: blur(6px);
}
.loan-popup-box{
  width:min(720px, 100%);
  background:#fff;
  border-radius:22px;
  overflow:hidden;
  box-shadow:0 26px 80px rgba(0,0,0,.28);
  border:1px solid rgba(255,255,255,.4);
  animation:popIn .18s ease-out;
}
@keyframes popIn{
  from{ transform:translateY(10px) scale(.98); opacity:.6; }
  to{ transform:translateY(0) scale(1); opacity:1; }
}
.lp-head{
  padding:16px 18px;
  background:linear-gradient(135deg, rgba(218,37,28,.10), rgba(243,179,52,.12));
  border-bottom:1px solid rgba(218,37,28,.12);
  display:flex;
  align-items:flex-start;
  justify-content:space-between;
  gap:12px;
}
.lp-title{
  margin:0;
  font-weight:950;
  color:var(--lb-text);
  font-size:18px;
}
.lp-sub{
  margin:4px 0 0;
  color:rgba(27,35,48,.70);
  font-size:12px;
  font-weight:700;
}
.lp-close{
  border:none;
  background:#fff;
  width:38px;
  height:38px;
  border-radius:12px;
  display:grid;
  place-items:center;
  box-shadow:0 10px 18px rgba(17,24,39,.10);
  color:var(--lb-primary-dark);
  transition:.2s ease;
}
.lp-close:hover{ transform:translateY(-1px); }

.lp-body{ padding:18px; }
.lp-grid{ display:grid; grid-template-columns:repeat(2,1fr); gap:12px; }

.lp-field label{
  font-size:12px;
  font-weight:900;
  color:#334155;
  margin-bottom:6px;
  display:block;
}
.lp-input{
  width:100%;
  border:1px solid var(--lb-border);
  border-radius:14px;
  padding:12px 12px;
  font-size:14px;
  outline:none;
  transition:.2s ease;
  background:#fbfcff;
}
.lp-input:focus{
  border-color:rgba(218,37,28,.35);
  box-shadow:0 0 0 4px rgba(218,37,28,.10);
  background:#fff;
}
.lp-full{ grid-column:1 / -1; }

.lp-consent{
  display:flex;
  gap:10px;
  align-items:flex-start;
  margin-top:10px;
  color:var(--lb-muted);
  font-size:12px;
  line-height:1.5;
}
.lp-actions{
  display:flex;
  gap:10px;
  margin-top:14px;
  flex-wrap:wrap;
}
.lp-actions .lb-btn-primary{ flex:1; }
.lp-actions .lb-btn-outline{ flex:1; }

/* =========================================================
   10) MOBILE-FIRST – Responsive Tweaks
========================================================= */
@media (max-width: 991px){
  .section-pad{ padding:56px 0; }
  .hiw-title{ font-size:36px; }
  .hiw-progress .line{ width:60px; }
}

@media (max-width: 767px){
  .hiw-hero{ padding:78px 0 58px; }
  .hiw-title{ font-size:30px; }
  .hiw-subtitle{ font-size:14px; }
  .hiw-progress{
    padding:10px;
    gap:8px;
    border-radius:18px;
    flex-direction:column;
    align-items:stretch;
  }
  .hiw-progress .p-step{
    justify-content:flex-start;
  }
  .hiw-progress .line{
    width:100%;
    height:8px;
    order:3;
    margin-top:8px;
  }
  .lp-grid{ grid-template-columns:1fr; }
  .lp-actions .lb-btn-primary,
  .lp-actions .lb-btn-outline{ flex:1 1 100%; }
}

/* Optional: Smooth scroll */
html{ scroll-behavior:smooth; }

/* ================= EMI CALCULATOR PAGE ================= */

.emi-hero{
  padding:90px 0 70px;
  background:
    radial-gradient(800px 400px at 20% 10%, rgba(243,179,52,.18), transparent),
    radial-gradient(800px 400px at 80% 20%, rgba(218,37,28,.18), transparent),
    linear-gradient(180deg,#fff,#f9fafb);
}
.emi-badge{
  display:inline-flex;
  gap:6px;
  padding:6px 12px;
  border-radius:999px;
  font-size:12px;
  font-weight:800;
  background:rgba(218,37,28,.12);
  color:var(--lb-primary-dark);
}
.emi-title{
  font-size:42px;
  font-weight:900;
  margin:14px 0;
}
.emi-title span{ color:var(--lb-primary); }
.emi-subtitle{
  max-width:640px;
  margin:auto;
  color:#667085;
}

/* RESULT CARD */
.emi-result-card{
  background:#fff;
  border-radius:20px;
  padding:24px;
  border:1px solid var(--lb-border);
  box-shadow:var(--lb-shadow);
}
.emi-result-head span{
  font-size:13px;
  color:#667085;
}
.emi-result-head h2{
  font-size:42px;
  font-weight:900;
  color:var(--lb-primary);
}
.emi-meta{
  display:flex;
  justify-content:space-between;
  margin-top:12px;
}
.emi-meta p{ margin:0;font-size:13px;color:#667085; }
.emi-meta strong{ font-size:16px; }
.emi-rate{
  margin-top:10px;
  font-size:13px;
  color:#475467;
}

/* CALC CARD */
.emi-calc-card{
  background:#fff;
  border-radius:20px;
  padding:24px;
  border:1px solid var(--lb-border);
  box-shadow:var(--lb-shadow);
}
.emi-field{ margin-bottom:22px; }
.emi-field label{
  font-weight:800;
  margin-bottom:6px;
}
.emi-minmax{
  display:flex;
  justify-content:space-between;
  font-size:12px;
  color:#98a2b3;
}
.emi-input{
  margin-top:8px;
  width:100%;
  padding:10px 12px;
  border-radius:12px;
  border:1px solid var(--lb-border);
}

/* BENEFITS */
.emi-benefit{
  background:#fff;
  border-radius:18px;
  padding:18px;
  border:1px solid var(--lb-border);
}
.emi-benefit i{
  font-size:26px;
  color:var(--lb-primary);
}

/* MOBILE */
@media(max-width:768px){
  .emi-title{ font-size:30px; }
}

/* ================= CONTACT PAGE ================= */

.contact-hero{
  padding:90px 0 70px;
  background:
    radial-gradient(700px 350px at 20% 10%, rgba(218,37,28,.15), transparent),
    radial-gradient(700px 350px at 80% 20%, rgba(243,179,52,.18), transparent),
    linear-gradient(180deg,#fff,#f9fafb);
}
.contact-badge{
  display:inline-flex;
  gap:6px;
  padding:6px 12px;
  border-radius:999px;
  font-size:12px;
  font-weight:800;
  background:rgba(218,37,28,.12);
  color:var(--lb-primary-dark);
}
.contact-title{
  font-size:40px;
  font-weight:900;
  margin:14px 0;
}
.contact-title span{ color:var(--lb-primary); }
.contact-sub{
  max-width:620px;
  margin:auto;
  color:#667085;
}

/* INFO CARD */
.contact-info-card{
  background:#fff;
  border-radius:20px;
  padding:24px;
  border:1px solid var(--lb-border);
  box-shadow:var(--lb-shadow);
  height:100%;
}
.contact-info-card h4{
  font-weight:800;
  margin-bottom:6px;
}
.contact-info-item{
  display:flex;
  gap:12px;
  margin-top:16px;
}
.contact-info-item i{
  font-size:20px;
  color:var(--lb-primary);
}
.contact-info-item span{
  font-size:12px;
  color:#667085;
}
.contact-info-item a{
  font-weight:700;
  color:#101828;
}
.contact-hours{
  margin-top:20px;
  font-size:13px;
  color:#475467;
  display:flex;
  gap:8px;
}

/* FORM CARD */
.contact-form-card{
  background:#fff;
  border-radius:20px;
  padding:28px;
  border:1px solid var(--lb-border);
  box-shadow:var(--lb-shadow);
}
.contact-form-card h4{
  font-weight:800;
}

/* CTA */
.contact-cta{
  padding:70px 0;
  background:linear-gradient(135deg,var(--lb-primary),var(--lb-primary-dark));
  color:#fff;
}
.contact-cta h3{
  font-weight:900;
}
.contact-cta p{
  opacity:.9;
}

/* MOBILE */
@media(max-width:768px){
  .contact-title{ font-size:30px; }
}
/* Page shell */
    .section-pad{padding:70px 0;}
    @media(max-width:576px){ .section-pad{padding:48px 0;} }

    /* ===== Hero ===== */
    .about-hero{
      position:relative;
      padding:78px 0 68px;
      background:
        radial-gradient(1200px 400px at 15% 10%, rgba(218,37,28,.12), transparent 60%),
        radial-gradient(900px 360px at 85% 0%, rgba(243,179,52,.14), transparent 55%),
        linear-gradient(180deg, #fff, #fff);
      overflow:hidden;
      border-bottom:1px solid var(--lb-border);
    }
    .about-hero:before{
      content:"";
      position:absolute; inset:-80px -120px auto auto;
      width:520px; height:520px;
      background: radial-gradient(circle at 30% 30%, rgba(218,37,28,.14), transparent 55%),
                  radial-gradient(circle at 70% 70%, rgba(243,179,52,.18), transparent 60%);
      filter: blur(2px);
      border-radius:50%;
      transform: rotate(15deg);
      pointer-events:none;
    }
    .lb-badge-pill{
      display:inline-flex; align-items:center; gap:8px;
      padding:8px 12px;
      border-radius:999px;
      background:rgba(218,37,28,.08);
      color:var(--lb-primary-dark);
      font-weight:700;
      font-size:12px;
      border:1px solid rgba(218,37,28,.18);
    }
    .about-title{
      font-size:44px; font-weight:800; line-height:1.05;
      margin:14px 0 12px;
      letter-spacing:-0.8px;
    }
    .about-title span{color:var(--lb-primary);}
    @media(max-width:576px){ .about-title{font-size:30px;} }
    .about-sub{
      color:var(--lb-muted);
      font-size:15px;
      line-height:1.7;
      max-width:560px;
    }
    .hero-cta{
      display:flex; gap:12px; flex-wrap:wrap; margin-top:18px;
    }
    .lb-btn-primary{
      background: linear-gradient(135deg, var(--lb-primary), var(--lb-primary-dark));
      color:#fff;
      border:0;
      border-radius:14px;
      padding:12px 16px;
      font-weight:800;
      display:inline-flex; align-items:center; justify-content:center; gap:8px;
      box-shadow: 0 12px 20px rgba(218,37,28,.18);
      transition:.18s ease;
    }
    .lb-btn-primary:hover{transform:translateY(-1px); filter:saturate(1.08);}
    .lb-btn-outline{
      border:1.5px solid rgba(218,37,28,.35);
      color:var(--lb-primary-dark);
      background:#fff;
      border-radius:14px;
      padding:12px 16px;
      font-weight:800;
      display:inline-flex; align-items:center; justify-content:center; gap:8px;
      transition:.18s ease;
    }
    .lb-btn-outline:hover{background:rgba(218,37,28,.06); transform:translateY(-1px);}
    .hero-card{
      background:linear-gradient(180deg, rgba(255,255,255,.95), #fff);
      border:1px solid var(--lb-border);
      border-radius: var(--lb-radius);
      box-shadow: var(--lb-shadow);
      padding:18px;
    }
    .hero-mini{
      display:grid; grid-template-columns:1fr 1fr;
      gap:12px;
    }
    @media(max-width:576px){ .hero-mini{grid-template-columns:1fr;} }
    .mini-item{
      border:1px solid var(--lb-border);
      border-radius:16px;
      padding:14px;
      background:linear-gradient(135deg, rgba(218,37,28,.05), rgba(243,179,52,.08));
    }
    .mini-top{display:flex; align-items:center; justify-content:space-between;}
    .mini-kpi{
      font-size:22px; font-weight:900; color:var(--lb-primary);
      letter-spacing:-0.5px;
    }
    .mini-label{font-size:12px; color:var(--lb-muted); font-weight:600;}
    .mini-ic{
      width:40px; height:40px; display:flex; align-items:center; justify-content:center;
      border-radius:14px;
      background: rgba(218,37,28,.10);
      color:var(--lb-primary-dark);
      border:1px solid rgba(218,37,28,.18);
    }

    /* ===== Section headings ===== */
    .lb-sec-title{font-weight:900; letter-spacing:-.5px; margin-bottom:8px;}
    .lb-sec-sub{color:var(--lb-muted); max-width:720px; margin:0 auto;}

    /* ===== Trust chips ===== */
    .trust-chips{display:flex; gap:10px; flex-wrap:wrap; margin-top:14px;}
    .chip{
      display:inline-flex; align-items:center; gap:8px;
      padding:8px 12px;
      border-radius:999px;
      background:#fff;
      border:1px solid var(--lb-border);
      box-shadow: var(--lb-shadow2);
      color:#0f172a;
      font-size:12px;
      font-weight:700;
    }
    .chip i{color:var(--lb-success);}

    /* ===== Stats cards + counter ===== */
    .stats-grid{display:grid; grid-template-columns:repeat(4,1fr); gap:14px;}
    @media(max-width:992px){ .stats-grid{grid-template-columns:repeat(2,1fr);} }
    @media(max-width:576px){ .stats-grid{grid-template-columns:1fr;} }
    .stat-card{
      background: linear-gradient(145deg, rgba(218,37,28,.08), rgba(243,179,52,.10));
      border:1px solid rgba(218,37,28,.12);
      border-radius:18px;
      padding:16px;
      box-shadow: var(--lb-shadow2);
      position:relative;
      overflow:hidden;
    }
    .stat-card:after{
      content:"";
      position:absolute; right:-40px; top:-40px;
      width:140px; height:140px;
      background:radial-gradient(circle, rgba(218,37,28,.18), transparent 60%);
      border-radius:50%;
    }
    .stat-top{display:flex; align-items:center; justify-content:space-between; position:relative; z-index:1;}
    .stat-ic{
      width:42px; height:42px; border-radius:16px;
      display:flex; align-items:center; justify-content:center;
      background:rgba(255,255,255,.75);
      border:1px solid rgba(218,37,28,.15);
      color:var(--lb-primary);
    }
    .stat-num{font-size:28px; font-weight:900; letter-spacing:-.6px; color:#0f172a; margin-top:10px; position:relative; z-index:1;}
    .stat-label{color:var(--lb-muted); font-size:12px; font-weight:700; position:relative; z-index:1;}

    /* ===== RBI / Compliance ===== */
    .compliance-wrap{
      background:#fff;
      border:1px solid var(--lb-border);
      border-radius:var(--lb-radius);
      box-shadow: var(--lb-shadow);
      padding:18px;
    }
    .comp-badges{
      display:grid; grid-template-columns:repeat(3,1fr);
      gap:12px; margin-top:10px;
    }
    @media(max-width:992px){ .comp-badges{grid-template-columns:1fr;} }
    .comp-badge{
      display:flex; gap:12px; align-items:flex-start;
      background:linear-gradient(135deg, rgba(218,37,28,.05), rgba(243,179,52,.08));
      border:1px solid rgba(218,37,28,.12);
      border-radius:16px;
      padding:14px;
    }
    .comp-icon{
      width:44px; height:44px; border-radius:16px;
      display:flex; align-items:center; justify-content:center;
      background:#fff;
      border:1px solid var(--lb-border);
      color:var(--lb-primary);
      flex:0 0 auto;
      box-shadow: var(--lb-shadow2);
    }
    .comp-title{font-weight:900; margin:0; font-size:14px;}
    .comp-text{margin:4px 0 0; color:var(--lb-muted); font-size:12.5px; line-height:1.6;}

    /* ===== Timeline ===== */
    .timeline{
      position:relative;
      margin-top:24px;
      padding-left:14px;
    }
    .timeline:before{
      content:"";
      position:absolute;
      left:18px; top:0; bottom:0;
      width:3px;
      background:linear-gradient(180deg, rgba(218,37,28,.55), rgba(243,179,52,.55));
      border-radius:999px;
    }
    .t-item{
      position:relative;
      padding-left:48px;
      margin-bottom:18px;
    }
    .t-dot{
      position:absolute; left:8px; top:6px;
      width:22px; height:22px;
      border-radius:50%;
      background:#fff;
      border:3px solid rgba(218,37,28,.55);
      box-shadow:0 10px 18px rgba(218,37,28,.12);
    }
    .t-card{
      background:#fff;
      border:1px solid var(--lb-border);
      border-radius:18px;
      padding:14px 14px;
      box-shadow: var(--lb-shadow2);
    }
    .t-year{
      display:inline-flex; gap:8px; align-items:center;
      font-size:12px; font-weight:900;
      color:var(--lb-primary-dark);
      background:rgba(218,37,28,.08);
      border:1px solid rgba(218,37,28,.15);
      border-radius:999px;
      padding:6px 10px;
      margin-bottom:10px;
    }
    .t-title{font-weight:900; margin:0 0 6px;}
    .t-desc{margin:0; color:var(--lb-muted); font-size:13px; line-height:1.7;}

    /* ===== Leadership ===== */
    .leader-card{
      background:#fff;
      border:1px solid var(--lb-border);
      border-radius:22px;
      box-shadow: var(--lb-shadow);
      overflow:hidden;
    }
    .leader-top{
      padding:18px;
      background:
        radial-gradient(700px 220px at 15% 20%, rgba(218,37,28,.14), transparent 60%),
        radial-gradient(700px 220px at 85% 10%, rgba(243,179,52,.18), transparent 55%),
        linear-gradient(180deg, #fff, #fff);
      border-bottom:1px solid var(--lb-border);
    }
    .leader-body{padding:18px;}
    .leader-img{
      width:78px; height:78px; border-radius:20px;
      border:1px solid var(--lb-border);
      background:linear-gradient(135deg, rgba(218,37,28,.08), rgba(243,179,52,.12));
      display:flex; align-items:center; justify-content:center;
      font-size:32px;
      color:var(--lb-primary);
      box-shadow: var(--lb-shadow2);
      flex:0 0 auto;
    }
    .leader-name{font-weight:900; margin:0;}
    .leader-role{color:var(--lb-muted); font-weight:700; font-size:13px; margin-top:4px;}
    .leader-p{color:var(--lb-muted); font-size:13px; line-height:1.75; margin:12px 0 0;}
    .leader-points{margin:14px 0 0; padding-left:0; list-style:none; display:grid; gap:10px;}
    .leader-points li{
      display:flex; gap:10px; align-items:flex-start;
      background:rgba(243,179,52,.10);
      border:1px solid rgba(243,179,52,.22);
      border-radius:14px;
      padding:10px 12px;
      font-size:13px;
      color:#0f172a;
      font-weight:600;
    }
    .leader-points i{color:var(--lb-success); margin-top:1px;}

    /* ===== CTA footer block ===== */
    .about-cta{
      background:linear-gradient(135deg, rgba(218,37,28,.12), rgba(243,179,52,.14));
      border:1px solid rgba(218,37,28,.12);
      border-radius:24px;
      box-shadow: var(--lb-shadow);
      padding:22px;
      overflow:hidden;
      position:relative;
    }
    .about-cta:after{
      content:"";
      position:absolute; right:-40px; bottom:-40px;
      width:180px; height:180px;
      background:radial-gradient(circle, rgba(218,37,28,.22), transparent 62%);
      border-radius:50%;
    }
    .cta-title{font-weight:900; margin:0;}
    .cta-sub{color:var(--lb-muted); margin:8px 0 0; line-height:1.7;}
    /* ✅ Tick bullets for footer links */
.lb-footer-ticks{
  list-style: none;
  padding-left: 0;
  margin: 0;
}
.lb-footer-ticks li{
  position: relative;
  padding-left: 22px;
  margin: 10px 0;
}
.lb-footer-ticks li::before{
  content: "\F26A"; /* bootstrap icon: check-circle-fill */
  font-family: "bootstrap-icons";
  position: absolute;
  left: 0;
  top: 2px;
  font-size: 14px;
  color: #c9392b;
}
.lb-footer-ticks a{
  color: rgba(255,255,255,0.85); /* if footer is dark */
  font-weight: 500;
  display: inline-block;
  transition: .2s ease;
}
.lb-footer-ticks a:hover{
  color: #fff;
  transform: translateX(2px);
}